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Post by Admin on Nov 27, 2023 8:53:35 GMT -5
Graduated with degrees in Computer Science and Economics/Finance. Worked all my life in IT in dozens of companies in retail, banking, financial, and healthcare. Met my wife at university after a couple of weeks and we have been together since 1978. We immigrated to the US in 1991 with our kids with just $5K to look for great opportunities and we found many in this great country. I started to invest in 1995 and retired after 23 years by common sense investing. We never got options or big bonuses and we don't have a pension. It was accomplished by monthly deductions to our 401K, and playing the markets. I never believed in buy and hold or most other options I read over the years. I developed a system that worked very well. Since retirement in 2018, my system has done extremely well, you can read more at fd1000.freeforums.net/thread/25/putting-all. If you need to email me use fd01000@gmail.com.
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Post by Deleted on Nov 27, 2023 9:16:56 GMT -5
Founded and ran my own business for 24 years. Had some commercial real estate as well.Sold it all and retired at 57. Self directed investor leaning towards individual bonds, ladders and flipping fixed income.
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Post by dtconroe on Nov 28, 2023 9:46:12 GMT -5
I am retired, now in my 70s, and have been investing in mutual funds for most of adult life. I was the COO and CEO of several behavioral health public agencies, served on their investment committees, and participated in arranging for employee training programs, associated with 401/403/457 agency retirement plan options. I was a pretty aggressive "accumulation" investor while employed, focusing on equity oriented mutual fund options for most of my younger years of investing. When I got within 10 years of my retirement age, I started shifting to balanced fund options, more income oriented bond fund options. I weathered numerous stock market crashes, by doubling down on more aggressive mutual fund options, after the crash hit bottom, and generally recouped losses within a relatively short period of time. When I retired at age 65, I shifted more significantly to multisector and nontraditional bond oefs, but with the market crash during covid and rising interest rates, I sold all my bond oefs and switched to CDs with a short term laddering system. I am now fully retired, focused on preservation of retirement assets, enjoying a lot of traveling with my wife of almost 50 years, long-term retired friends, and my children and grandchildren. I live in Texas, but greatly enjoy my regular trips to other parts of the United States.
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Post by win1177 on Dec 8, 2023 14:09:33 GMT -5
65 year old recently retired physician. Married to my wife over 40 years, dating and married 46. We met as freshman in college, been together since. Have three children, a nearly 34 year old young man with cerebral palsy and moderate ID from being born very premature (28 weeks), a 32 year recently married daughter, and a 26 year old son we adopted after he was in terrible foster care situation for two years, we were his fifth foster family. Have a large portfolio, probably much more than we will “need”, so to some degree I manage the portfolio for heirs. Have been pretty aggressive over the years, which has (fortunately) paid off. Now starting to dial risk back a little.
We live in South Carolina on Lake Murray, outside of Columbia. Was a professor at the USC School of Medicine before I retired. Have a pension from the school of medicine which covers about 1/3 of needs, rest comes from investments. Managing our money for decades, after getting “subpar” returns and inflated costs from various money managers.
Have a large tree farm where we grow pines/ hardwoods for pulpwood, sawtimber, etc. Enjoy going there and working on farm, also travel with wife, living on the Lake. Exercise regularly, mainly fast walking 6-7 miles/ day. Also enjoy reading. Go by handle “Win1177” on this forum and Bigbang forum.
Win
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Post by Admin on Dec 8, 2023 17:53:09 GMT -5
Love seeing old and new posters.
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Post by racqueteer on Dec 8, 2023 18:26:39 GMT -5
76 years old. Graduated with a BS in physics from SUNY Albany. Worked as a teacher for two years; then parlayed my tennis skills (former tournament player) into employment as a tennis pro for thirteen years. Toward the end of that time, I completed an MA in chemistry and re-certified to teach both mathematics and chemistry. Went on to teach chemistry and physics over the next eighteen years.
I would say that I pursued 'hobbies', but obsessions comes closer to the reality. I variously devoted myself to astronomy, fishing, tennis, weightlifting, chess, table tennis, pool, archery, handgun target shooting, computers, and bowling. I read - a lot. Mostly sci-fi, mysteries, espionage. Finance became a 'hobby' once I actually had some money; over the last twenty years or so.
My wife and I married 48 years ago, and have two children, five grandchildren, two step-grandchildren, and four step-great-grandchildren. My son is a network administrator for a school district, and my daughter is an elementary teacher.
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Post by linter on Jan 27, 2024 18:27:59 GMT -5
i am 69 and spent most of my adult life with a job i loved and suited me to a T, as a writer for rolling stone magazine. wrote elsewhere, too, often about my many flaws and troubles. here's a piece i penned several decades ago, about what a crappy investor i am, which i have struggled to overcome ever since, with varying amounts of success: ishort.ink/GNmC. like racqueteer, i have pursued hobbies, now and then, with OCDish attention: fly fishing, RC airplanes, men's cologne (!), urban art, old porsches, selling junk on ebay, collecting LED calculators from the 1970s (once had 550 of them ... gawd), and noseriding as a surfer. scribbled long pieces about many of these things. health now has put an end to fishing, cars w/ clutches, noseriding and more. but i still get in the water, adaptively, all the time. yay. have a fantastic daughter, born with certain medical issues, for whom i have saved money happily, relentlessly and without end. my biggest fear is that old age will eat into what i have saved. gotta figure that out one of these days soon. okay, enuf. onward.
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Post by Admin on Jan 29, 2024 16:51:04 GMT -5
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Post by linter on Jan 29, 2024 19:00:18 GMT -5
Love your story, the whole swerve and sweep, with hard lessons learned. No matter he might have been no trader at all, I also dig your Russian. "He was abusive, sarcastic, and funny." I can see him in my mind's eye right now. Good going. Wish my own story had as happy an ending as yours but, hey, there's still time, so who knows. Thanks for sharing your tale. I hope it inspires others to do the same. I really like reading these wee bios!
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